I’m working on a business law discussion question and need an explanation and answer to help me learn.

The Case of the Customer Who Died to Soon Facts: On November 26, a Country Life Insurance agent went to the house of Oscar and Anna Anderson. He persuaded the Andersons to buy a life insurance policy and accepted a check for $1,600. On his way out the door, he gave the Andersons a “conditional receipt for medical policy,” dated that day. The form stated that the Andersons would have a valid life insurance policy with Country Life, effective November 26, but only when all conditions were met. The most important of these conditions was that the Country Life home office accept the Andersons as medical risks after the company scheduled a medical examination. The Andersons were pleased with the new policy and glad that it was effective that same day. Oscar died in a car accident four weeks later. Country Life declined the Andersons as medical risks and refused to issue a policy. Anna Anderson sued. Country Life pointed out that medical approval was a condition to being covered. In other words, the company argued that the policy would be effective as of November 26, but only if it later decided to make the policy effective. It had not made that decision as of the date of Oscar’s death.At TrialPlaintiff argued that the policy was a scam. The so called “conditional receipt for medical policy” is designed to trick customers and then steal their money. The company leads people to believe they are covered as of the day they write the check. But they aren’t covered until much later, when the insurer gets around to deciding the applicant’s medical status. The company gets the customer’s money right away and gives nothing in exchange. If the company, after taking its time, decides the applicant is not medically fit, it returns the money, having used it for weeks or even months to earn interest. If, on the other hand, the insurance company decides the applicant is a good bet, it then issues the policy effective for weeks or months in the past, when coverage is of no use. No one can die retroactively. The company is being paid for a period during which it had no risk.Defendant, Country Life, argued that it would be impracticable for Country Life to issue life insurance policies without doing a medical check. That is the road to bankruptcy and would mean that no one could obtain this valuable coverage. They further argued that they do a medical inquiry as quickly as possible as it is in their interest to get the policy decided one way or the other. The policy clearly stated that coverage was effective only when approved by the home office, after all inquiries were made. The Andersons knew that as well as the agent. If they were covered immediately, why would the company do a medical check? Questions:Does the clause making the policy effective only after a medical examination violate public policy? ExplainWhat other basis for a lawsuit might Anna have against the insurance company? ExplainBased on your answers to Nos. 1 and 2 who will win this case and why?

Prior to posting your primary response to this discussion, watch The First Amendment video and read the First Amendment article, Free Speech and Democracy in the Video Age article, and review all the one-page Supreme Court decisions listed in the Required Resources section.What is symbolic speech, and is it protected by the First Amendment?For example: Capital City has an ordinance that makes it a felony to burn or otherwise desecrate the city’s Great Seal. Another ordinance makes it a felony to use profane, obscene, or rude language in a city park or to wear any clothing with such language. Homer and his adult son, Bart, are angry at the government of Capital City for closing down their favorite donut shop for health code violations. In protest, they go to the park, where Homer burns the city flag containing the Great Seal. Bart is wearing a shirt that reads, “Support donuts, Death to the Capital City Health Department!!” Both are arrested.Is their conduct protected by the First Amendment? Fully explain your answer. Be sure to support your answer with scholarly sources and appellate court opinions. Your initial post should be at least 250 words in length. Support your claims with examples from the required materials and/or other scholarly resources, and properly cite any references.Prior to posting your primary response to this discussion watch The First Amendment and the 002 History of US law and what is the law?videos and review all the one-page Supreme Court decisions listed in the Required Resources section.Respond to the following case scenario:Reverend William B. Slick is the spiritual leader of the Church of the Jurassic Spirit (CJS). CJS doctrine claims that every invention since the dinosaurs has been inspired by the devil and that members must return to the spirit of the Jurassic period in order to be purified. The primary ritual is to publicly bathe in the essence of the dinosaurs (oil). Capital City follows the same format for its permits used by the City of Atlanta, Georgia (i.e., City of Atlanta’s Assembly Permit Application). The CJS applies for a permit for 500 of their members to assemble to bathe in oil in Capital City Park. CJS plans to march to the Capital City River to dump the oil, thereby “returning it to the Earth.” The mayor of Capital City despises the CJSers, because he feels that their ritual is a waste of petroleum, which is a diminishing resource. He also feels that the dumping of the oil will pollute the river. The police chief of Capital City hates the idea of 500 CJSers bathing in oil in the park and fears their march to the river will cause counter demonstrations and possible violence. The permit is denied. The CJSers appear to perform their ritual anyway and are all arrested.Research First Amendment cases involving free exercise of religion and freedom of assembly.If your last name begins with A through M, address the following in your primary response this week:Whether Capital City has violated the CJSers’ free exercise of religion.Whether Capital City has violated the CJSers’ right to freely assemble.

PURPOSE
Explore academic arguments and evidence related to topics that are highly debated today! Become
a more informed person by learning how to locate and evaluate sources in a library database. Make
your own academic claims based on expert arguments and evidence. Consider counterarguments
against your own position and write smart, convincing refutations or accommodations. Don’t these
skills sound like they will come in handy for future college classes, future work in a variety of fields,
or future debates with family members whose beliefs oppose your own? PROMPT
Select a research topic and corresponding question(s) from the Research Essay Topics list.
Write an argumentative essay that offers original claims and researched evidence to
respond to the selected question(s). REQUIREMENTS
1. The final research paper must be 5-7 pages long (or 1600-2100 words), double spaced, 1” margins,
12 point Times New Roman or 11 point Arial. Essays that do not meet minimum length
requirements will not receive a passing grade.
2. Final research essay must follow the required formats from course lessons, materials, and
models, and . . .
3. Include an introduction that offers important contextual information about the topic
for an unfamiliar reader, as well as a 3D Thesis Statement, according to class
lessons/materials.
4. Incorporate SEAS Body Paragraphs with sub-claims, introduction to and incorporation
of evidence, author-focused analysis, and a discussion of the significance of the evidence
with regard to the larger argument.
5. Cite/draw evidence from a minimum of four sources from the Opposing Viewpoints in
Context database. Two sources should come from the Viewpoints sections of Opposing
Viewpoints (either featured viewpoints or all), and should form a point/counterpoint in
response to your question (think pro/con). Two additional sources can come from any
section, including Viewpoints, Academic Journals, News, or Magazines. The general
research starter article at the top of your research page does not count as one of your
sources. If you don’t see what you think you need for your essay, contact me.
Note: any sources outside Opposing Viewpoints need prior approval before
being incorporated into the assignment.
6. Introduce a counterargument, and then either refute or accommodate that
counterargument according to the formats offered in the corresponding
lessons/materials.
7. Wrap up your essay with a conclusion that restates your main argument and sub-claims and addresses the larger significance of your position. You can connect to current
events, offer a call to action, or end with a personal connection to the topic.
8. Use in-text citations and include works cited page according to MLA standards. The works
cited page does not count toward essay page length. Tip: All sources in the Opposing Viewpoints
in Context have a completed, formatted, correct MLA citation available, already completed for
you. TOPIC CHOICE: the topic I chose for this essay is Media violence, Does violent media (like films or video games) cause violence in children, adolescents, or
teens?

Instructions: Please read the case scenario attached and respond to the two discussions below. No citations are needed. Each response should be at least 1 paragraphed in length.1. “In this situation my concern is that the land for which development is needed may pose a health risk to those tenants once the building of the housing units is done. All though there is a need for low-income housing and there is only one location left, the urgency to build is the focus rather than the long-term health effects that could be of real concern later for those tenants who may be vulnerable. Most individuals who are considered low-income already are dealing with health issues in some capacity with lack of proper access to medical care. One question that I’m raising is has this land been tested as safe for building given its history of previous nuclear waste? This situation raises ethical issues for me because the safety and well-being of the tenants is being overlooked to save energy in the long run for electricity.Although the city has assured everyone that there is not an issue what substantial proof is provided to support that claim? As the student because of my concern for those tenants I would ask my supervisor to inquire about the safety of the land and to what extent has it been approved overall safe for long term housing. I understand that my personal feelings should not interfere but as a social work student I think it is important to advocate for those who may be affected by this decision. Overall, I would ask to be removed from this project.”2. “As a student, I would ask my supervisor if we could propose an agreement with the city. I would suggest that we only agree to the housing location if the city will sign an agreement prohibiting specific garbage dumping at the site. This way, the community will have legal recourse if the city violates the deal.This conclusion supports the central aim of attaining housing. My idea addresses the question of whether quantity or quality of housing is more important. The answer is both are important, so my solution addresses both priorities. My main idea is that the collaboration can compromise on location under reasonable safety conditions. To refuse to put the housing project at the site would mean taking for granted the opportunity to get housing for people that need it. However, I don’t believe that it would be reasonable to support the location without safety precautions.This idea is clearly expressed through a written agreement that both the city and collaborative could sign. For example, there would be wording that explicitly prohibits dumping for certain chemicals and materials. This decision implies that low-income families would have access to housing in an unideal situation. My point of view is that people deserve better than to live next to a garbage site, but given the limited space availability, compromises must be made. Ultimately, if the city and collaboration are unwilling to sign an agreement, I would refuse to support the site for families. I can accept an unideal location but not an unsafe one.”

Section 1 Please be sure to number each answer to correspond with each question and section.1.
Find at least three quotes anywhere from Chapters 1-4 that describe Hester’s
demeanor during her public shaming. Be sure to provide the Chapter Title and
paragraph number where you got your quotes from.Explain what each quote reveals
about Hester’s internal characteristics thusfar.2.
Do the same thing for the characters of Revered Dimmesdale and Roger Chillingsworth.
Again, be sure to provide the Chapter title and paragraph3.
Find at least three quotes that describe the actual “Letter A” that Hester is forced
to wear. Again, be sure to provide the Chapter title and paragraphnumber
where you got your quotes from.Section
2 Please be sure to number each answer to correspond with each question and section.Online
Reading Quiz: The Scarlet Letter: Chapters 5-9. Please be sure to number
each answer to correspond with each question and section.4. Find quotes that describe Hester’s daughter
Pearl. Be sure to include the chapter title and paragraph number where you
found these quotes. What does Hawthorne’s description of Pearl reveal about her
internal characterization? 5. Describe how
Arthur Dimmesdale’s physical well being has changed in the three years since
Hester has given birth to Pearl. Include chapter title and paragraph number
where you located his description. What do you think his physical description
reveals about his internal mental state? 6. By Chapter 9,
“The Leech,” there are two prevailing views (one positive and one
negative) of Roger Chillingworth by the townspeople, and the nature of his
relationship with Rev. Dimmesdale. Find quotes in that chapter that reveal both
views of Chillingworth. Which view do you think is more accurate and what
evidence is there so far in the novel to suggest this? Again be sure to provide
chapter title and paragraph number of your quoted material from the text. Section 3 Please be sure to number each answer to correspond with each question and section.7. Revered Dimmesdale’s mental and physical health has been
drastically declining in the years after Pearl’s birth. He feels like a
hypocrite. Even though he never directly states that he’s Pearl’s father, much
of his mental anguish makes that evident. Find at least five quotes from
chapters 10-13 that showcase how Dimmesdale’s decline is related to his
connection to Hester and Pearl. 8. In these chapters, the view of Hester by the townspeople has
made a drastic shift from the beginning of the novel. How has the view of her
changed? Find at least five quotes from Chapters 10-13 that illustrate how she
and her “scarlet letter” have changed in meaning. 9. Roger Chillingworth has also been slowly changing. He is now
using psychological manipulation to torture Dimmesdale in his quest to get
revenge. Find at least five quotes that show his use of psychological
manipulation. Even though Dimmesdale and Hester are the ones who sinned, Roger
is the one characterized as cruel. What do you think Hawthorne is trying to
illustrate through Roger and his obsession with revenge?